Waterloo Region & Guelph

Small business funding in Guelph

3 programs on this page

Local help in Guelph right now is mainly the Business Centre Guelph-Wellington's start-up programs and the city's tourism funding, plus the Ontario and federal programs any Guelph business can look at.

Local programs

Open, closes Nov 27, 2026Grant

Tourism Funding Programs

Destination Animation Fund up to $5,000 (10% match). Gather Here sponsorship up to $25,000, and no more than 15% of the event budget. The Marketing Assets program gives photos, video and training, not money.

The City of Guelph runs three tourism funding programs paid for by the Municipal Accommodation Tax. They support new tourism products, marketing photos and video with training, and events that bring visitors to Guelph. Incorporated for-profit and not-for-profit organizations can apply.

City of Guelph (with Destination Marketing Guelph for for-profit applications)Guelph

Closed for nowGrant

Starter Company Plus (Guelph and Wellington)

Up to $5,000

An Ontario program delivered by Business Centre Guelph-Wellington for people starting, growing or buying a small business in Guelph or Wellington County. It includes 8 in-person group sessions, advisor meetings and the chance of a grant of up to $5,000. Grants aren't guaranteed and spaces are limited.

Business Centre Guelph-Wellington, funded in partnership with the Government of OntarioGuelph

Closed for nowGrant

Summer Company (Guelph and Wellington)

Up to $3,000, paid in two parts of up to $1,500

An Ontario program for students aged 15 to 29 who want to run their own summer business, delivered by Business Centre Guelph-Wellington. It offers up to $3,000 plus training, coaching and mentoring. Students must be returning to school in the fall.

Business Centre Guelph-Wellington, funded in partnership with the Government of OntarioGuelph

Ontario and federal programs for businesses in Guelph

Open, closes Dec 3, 2026Wage subsidy

Canada Summer Jobs 2027

Up to 50% of the provincial adult minimum hourly wage for private and public sector employers (up to 100% for not-for-profits)

Employment and Social Development CanadaAll of Canada

Open, closes Jan 19, 2027Mixed

Indigenous Economic Development Fund

Not stated on the main page. The Economic Diversification Grant guide says up to $100,000 per fiscal year per applicant.

Government of Ontario (Ministry of Indigenous Affairs and First Nations Economic Reconciliation)All of Ontario

Open, closes Jan 21, 2027Loan

Southwestern Ontario Development Fund (SWODF)

Up to 15% of eligible project costs. Loans up to $5 million, interest-free during the project period (up to 4 years), with up to 30% (max $500,000) forgivable if targets are met. Grants only in limited cases: up to $500,000 for small rural firms, or $1.5 million for strategic projects.

Government of Ontario (Ministry of Economic Development, Job Creation and Trade)All of Ontario

Open nowGrant

OCI Digital Competence Centre grants

Digital Modernization and Adoption Plan: up to $15,000. Retail Modernization Project Grant: up to $5,000. Technology Demonstration Program: up to $50,000 (closed).

Ontario Centre of Innovation (OCI)All of Ontario

Open nowMixed

Regional Tariff Response Initiative (RTRI) for Businesses

Liquidity help up to $2 million for up to 12 months (non-repayable, up to 50% of costs). Pivot projects up to $1 million non-repayable (up to 50%), or over $1 million repayable (up to 75%). Up to $3 million non-repayable and $20 million in total.

Federal Economic Development Agency for Southern Ontario (FedDev Ontario)All of Ontario

Year-roundGrant

Aboriginal Entrepreneurship Program (Access to Capital)

Up to $99,999 for individual Indigenous entrepreneurs; up to $250,000 for eligible Indigenous community businesses

Indigenous Services Canada, administered by the National Aboriginal Capital Corporations Association (NACCA) through Indigenous Financial Institutions and Métis Capital CorporationsAll of Canada

Year-roundGrant

Achievement Incentive for Apprentice Employers

Up to $17,000 per apprentice, paid in $1,000 steps as the apprentice finishes in-class levels and earns their certificate, with registration and extra payments for some apprentices.

Government of Ontario (Ministry of Labour, Immigration, Training and Skills Development)All of Ontario

Year-roundLoan

BDC Small Business Loan

$10,000 to $350,000 for the Small Business Loan. BDC lists other loans for larger or specific needs.

BDC (Business Development Bank of Canada)All of Canada

Year-roundLoan

Black Entrepreneurship Loan Fund

Loans of $10,000 to $250,000. FACE says start-ups get up to $50,000 and existing businesses up to $250,000.

Federation of African Canadian Economics (FACE), with BDCAll of Canada

Year-roundLoan

Canada Small Business Financing Program (CSBFP)

Up to $1.15 million in total: up to $1 million in term loans and up to $150,000 in lines of credit

Innovation, Science and Economic Development Canada, through banks and credit unionsAll of Canada

Year-roundTax credit

Co-operative Education Tax Credit

25% to 30% of the student's wages and agency fees, up to $3,000 per work placement.

Government of Ontario (administered by the Canada Revenue Agency)All of Ontario

Year-roundLoan

FedDev Ontario Funding for Businesses

Normally $125,000 to $10 million per project, up to 50% of eligible costs

Federal Economic Development Agency for Southern Ontario (FedDev Ontario)All of Ontario

Year-roundLoan

Futurpreneur Startup Program

Up to $75,000 in total: up to $25,000 from Futurpreneur and up to $50,000 from BDC

Futurpreneur Canada, with BDCAll of Canada

Year-roundFree help

Ontario export help for businesses

No money. Free export consulting, webinars and workshops, plus business missions.

Government of OntarioAll of Ontario

Year-roundTax credit

Ontario Interactive Digital Media Tax Credit (OIDMTC)

40% of eligible Ontario labour and marketing costs for products you sell yourself; 35% of labour for products made for a client. No overall maximum is stated.

Ontario Creates and the Canada Revenue AgencyAll of Ontario

Year-roundTraining grant

Ontario Job Grant

Up to $10,000 per trainee. Employers with under 100 staff can get up to $15,000 per trainee for a new hire who was unemployed.

Government of Ontario (Employment Ontario)All of Ontario

Year-roundMixed

Ontario Together Trade Fund

Typically 10% to 20% of eligible project costs, up to $5 million. Up to 75% only for projects with exceptional benefit to Ontario.

Government of Ontario (Ministry of Economic Development, Job Creation and Trade)All of Ontario

Year-roundFree help

Save on Energy Small Business Program

Up to $5,500 in installed upgrades at no cost: up to $3,000 for lighting and up to $2,500 for refrigeration and smart thermostats.

Save on Energy (Independent Electricity System Operator)All of Ontario

Year-roundWage subsidy

Student Work Placement Program

Up to $5,000 for each placement offered to a student

Employment and Social Development Canada, through partner organizationsAll of Canada

Year-roundLoan

Women Entrepreneurship Loan Fund

Loans of up to $50,000

Innovation, Science and Economic Development Canada, through delivery organizationsAll of Canada

Closed for nowGrant

CanExport SMEs

$10,000 to $50,000 per project, up to 50% of eligible costs (total project value $20,000 to $100,000)

Canadian Trade Commissioner ServiceAll of Canada