Waterloo Region & Guelph

Free help, rebates and other business support

9 programs on this page

Programs that don't fit neatly as a grant, loan or tax credit: free advice and services, installed upgrades, and programs that mix funding types.

Programs

Open, closes Jan 19, 2027Mixed

Indigenous Economic Development Fund

Not stated on the main page. The Economic Diversification Grant guide says up to $100,000 per fiscal year per applicant.

Ontario's Indigenous Economic Development Fund offers grants and financing to Indigenous entrepreneurs, businesses, communities and organizations. It has three streams. The two streams open now are mainly for communities and organizations doing economic planning and partnership projects.

Government of Ontario (Ministry of Indigenous Affairs and First Nations Economic Reconciliation)All of Ontario

Open nowMixed

Regional Tariff Response Initiative (RTRI) for Businesses

Liquidity help up to $2 million for up to 12 months (non-repayable, up to 50% of costs). Pivot projects up to $1 million non-repayable (up to 50%), or over $1 million repayable (up to 75%). Up to $3 million non-repayable and $20 million in total.

RTRI helps southern Ontario businesses hit by U.S. tariffs and other trade disruptions. It can cover short-term operating costs or a longer project to change how and where you sell. It's for businesses with at least $1 million in yearly revenue and real tariff exposure.

Federal Economic Development Agency for Southern Ontario (FedDev Ontario)All of Ontario

Year-roundMixed

Export Development Canada and the Trade Commissioner Service

No dollar amounts stated on the official pages. EDC's small business group covers businesses with revenue up to $10 million.

Two federal options for businesses that sell, or want to sell, outside Canada. EDC is a Crown corporation that offers financing, guarantees and insurance, directly or through your bank. The Trade Commissioner Service helps export-ready businesses prepare for and find contacts in foreign markets.

Export Development Canada (EDC) and the Canadian Trade Commissioner ServiceAll of Canada

Year-roundMixed

NRC Industrial Research Assistance Program (NRC IRAP)

Not stated on the official page. Funding is decided case by case and usually comes after a period of advice.

NRC IRAP helps Canadian small and medium-sized businesses turn new technology into products and services they can sell. It starts with advice and connections, and in some cases adds funding for research, development and other innovation work. It's for incorporated, technology-driven businesses, not everyday business costs.

National Research Council of CanadaAll of Canada

Year-roundFree help

Ontario export help for businesses

No money. Free export consulting, webinars and workshops, plus business missions.

Ontario offers free help for businesses that export or want to sell into new markets. That includes one-on-one export consulting, webinars, trade missions and meetings with distributors. There's no grant or loan on the page.

Government of OntarioAll of Ontario

Year-roundMixed

Ontario Together Trade Fund

Typically 10% to 20% of eligible project costs, up to $5 million. Up to 75% only for projects with exceptional benefit to Ontario.

This fund helps Ontario businesses affected by U.S. tariffs invest in projects that open new Canadian markets, bring supply chains back to Ontario or protect jobs. Support is a grant or a loan, usually covering 10% to 20% of project costs. It's aimed at small and medium-sized businesses with at least 5 staff.

Government of Ontario (Ministry of Economic Development, Job Creation and Trade)All of Ontario

Year-roundFree help

Save on Energy Small Business Program

Up to $5,500 in installed upgrades at no cost: up to $3,000 for lighting and up to $2,500 for refrigeration and smart thermostats.

Save on Energy sends a contractor to assess your business space and install energy-saving lighting, refrigeration upgrades and smart thermostats. Upgrades within the limits cost you nothing. It's for Ontario businesses with 50 or fewer employees.

Save on Energy (Independent Electricity System Operator)All of Ontario

Closed, opens Jan 11, 2027Mixed

GridShare Capacity Auction

Paid for verified capacity delivered; rates not stated on the official page

GrandBridge Energy pays business customers to cut their electricity use during summer peak periods. Customers bid the amount they can cut, and GrandBridge picks bids based on cost and grid needs. It's for business customers in Cambridge and North Dumfries who can cut at least 25 kW.

GrandBridge EnergyCambridge, North Dumfries

Check statusMixed

Designated Heritage Grant and Heritage Tax Refund

Grant up to 50% of eligible costs: $500 minimum, $5,000 maximum for General Projects, $15,000 for Special Projects. Tax refund up to 40%.

Two City of Kitchener supports for owners of designated heritage property. The grant can pay up to half the cost of conserving, rebuilding or restoring significant heritage features. Owners of designated property may also be able to get a property tax refund of up to 40%.

City of KitchenerKitchener